Related Clues:

• Is in hock
• Is in debt to
• "It's a __-see!": "Don't miss it!"
• Has a mortgage, e.g.
• Isn't in the clear?
• It's not an option
• Is outstanding, in a way
• Needs to cough up, so to speak
• Keeps one's balance?
• Has a payment booklet
• Non-negotiable
• Isn't free and clear
• Has a chit out
• Carries a balance
• Has a credit-card balance