Related Clues:
- Vital thing
- Non-negotiable item
- Carries a mortgage, say
- Has a mortgage, say
- Is shy, in a way
- Indispensable item
- Has a negative net worth
- Old hand mostly has an outstanding score
- New wine, which shouldn't be neglected
- Has debts due
- Has debts to duck and sew up!
- Hasn't paid
- Takes credit?
- Falls behind on payments
- Needs to give back