Related Clues:

• Miser
• Lifeguard, sometimes
• Not a spendthrift
• Bank patron
• Relief pitcher
• Coupon user
• Penny ___
• Certain bank patron
• Word with life and time
• Miserly sort
• Frugal fellow
• Hero, at times
• Squirrel, to 35-Down
• Frugal one
• Lifeguard, at times