Related Clues:

• Natural catastrophe - insurance company's get-out clause?
• Event not caused by human error
• Event outside human control
• It's not insured
• Tornado, to an insurer
• Work out good fact isn't covered by insurance
• Unforeseeable event
• Liability factor, in contracts
• Play a part cooking good food, or a total disaster?
• Inescapable happening produced by deus ex machina?
• Divine intervention
• Event beyond human control
• Natural catastrophe, force majeure
• Creation, say, of sudden and natural occurrence
• Unforeseen event caused by source of germs in recooked cat food