Possible Clues:

• Choose paper over plastic?
• Hand over bills
• Shun the debit card
• Opt not to charge
• Exchange notes
• No credit for tennis player having 'time out' for injury, ultimately
• Praise oddly covers half-hearted disco song — hard to use notes?
• Eschew plastic
• Get ready to settle
• Reject credit, accepting anything you can afford's settled up front?