Possible Clues:

• Data store hurt character
• Settle up with this knowing wag
• Plastic used for access
• Clever clogs get this on birthday for doing business outside capital
• Second character covering selling area in anti-fraud device
• Clever character finds way to avoid using cash
• Plastic with a chip
• Many an ATM insert
• Chipped plastic
• Get this on your phone for your birthday for doing business without making contact perhaps