Possible Clues:

• Car beam poorly adjusted — that could be grim!
• Grim, the old lady about to grab taxi
• Ghastly female catching taxi
• Ghastly, hired vehicle running into bay, perhaps
• The old woman's concern about book of horror stories?
• A British club described as gruesome
• Morbidly repellent
• Gruesome barber occasionally going into club
• Lovecraftian
• Taxi runs into horse -- it's ghastly